Applicant & broker
Provide the underlying risk, financial information, required wording and local beneficiary criteria.
Capacity & partnerships
A disciplined chain from risk to capacity.
International surety depends on more than nominal capacity. The issuer, reinsurer, wording, claims responsibilities and local legal route must function as one structure.
Discuss a structurePartner or carrier names, ratings and transaction limits are only confirmed when current, approved for disclosure and relevant to a specific placement.
Our model
Capacity is only useful when it can be deployed correctly.
Titanium can assess international risk while respecting the role of the locally authorised issuing insurer.
Depending on the jurisdiction and transaction, Titanium may act within its own permitted insurance scope or participate behind another insurer through an approved reinsurance arrangement. The chosen route must be lawful, documented and acceptable to every regulated party.
No public description of a partnership creates a commitment. Capacity is transaction specific and remains subject to underwriting, documentation, sanctions, counterparty approval and availability.
Partner-led issuance
How a cross-border structure can work.
This is an illustrative framework only. The exact contractual chain varies by market and transaction.
Local issuing insurer
Issues the policy or bond where authorised, retains responsibility to the beneficiary and satisfies local rules.
Titanium & approved capacity
Participate only through agreed insurance or reinsurance contracts, subject to licence scope and approvals.
Ongoing control
Exposure, changes, claims, collateral, reporting and recoveries are managed under the agreed documentation.
Segregated portfolio company
Purpose-built legal architecture.
An SPC is a single Cayman legal entity that can establish segregated portfolios, with statutory separation of assets and liabilities between portfolios under Cayman law.
The structure can support controlled participation by different capacity sources or programmes. It does not remove the need for underwriting, capital, governance, reinsurance, accounting or regulatory oversight, and it is not itself a financial-strength rating or guarantee of payment.
Partnership standards
What we expect from a durable placement.
- Clear regulatory status and authority for each participant
- Transparent risk information and aligned underwriting decisions
- Agreed policy, reinsurance and claims documentation
- Proportionate retention, security and collateral arrangements
- Reliable premium, bordereaux and exposure reporting
- Defined notification, claims control and recovery responsibilities
- Current sanctions, AML and counterparty due diligence
- No use of a partner's name or rating without public-disclosure approval
Questions on structure
What partnership does—and does not—mean.
Does access to a local insurer mean a risk is accepted?
No. Issuer access and risk approval are separate. The local insurer, Titanium and any other capacity participant make decisions under their own authority and documentation.
Does reinsurance change the beneficiary’s policy?
Normally the beneficiary’s contract remains with the issuing insurer. Reinsurance allocates risk between insurers and does not replace the issuer’s obligations under the policy.
Are capacity limits available on the website?
No. Limits and retentions can change by applicant, product, wording, country, tenor, security and available capacity. They are only confirmed through a specific underwriting process.
Discuss an opportunity
Build the structure around the real obligation.
Our review starts with the underlying obligation, the applicant and the legally compliant route to issuance.
Submit a risk